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House Sale
- Valuation Valuing the Property
There are many
ways of arriving at a valuation of a property and it is wrong to suggest that
a particular property only has one value. A Lender's surveyor, for example,
may place a slightly low valuation on the property for the protection of the
Lender. An estate agent, on the other hand, may place an exceptionally high
valuation on the property in the hope of persuading the seller to use his
services in selling the property. Edinburgh Solicitors have wide experience
in valuing properties for sale purposes and they also have the considerable
benefit of access to the ESPC property records, in which the prices of all
properties sold by Edinburgh solicitors in the past few years have been recorded.
Obtaining
a Survey Report
In some cases,
it may be advisable to obtain a pre-sale survey report on the property. This
would be useful, for example, in the case of a block of flats where there
is some doubt whether a Lender's will accept the flat as proper security for
a loan. Such a pre-sale survey should confirm whether or not potential buyers
will be able to obtain a loan over the property and should also give an indication
of the valuation which the buyer's surveyors may put on the property.
Calculating
An Asking Price
There are many
ways of calculating the price at which the property should be advertised.
For example, if there is a minimum price below which the seller is not prepared
to sell the property, then it can make sense to advertise the property at
"Offers over" this minimum price. Again if there is a particular price which
the seller hopes to achieve for the property, it may be prudent to advertise
the property at "Offers over" a rather lower price in the hope of stimulating
interest in the property at this lower rate.
It can be dangerous
to fix too high a price on the property, as this may deter interested parties.
If a property has been under-priced and because of this a good deal of interest
has been created in the property, then it will usually achieve a price well
over the asking price.
In some cases,
it may be advisable to advertise the property for sale at a "Fixed price".
For example, if the property is likely to appeal to a first-time purchaser,
such buyers may be deterred by the possibility of having to pay more than
an advertised price.
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